Planning a holiday is exciting, but making sure you have the right travel insurance can be daunting. Whether you're seeking comprehensive cover for a luxury getaway or just need basic medical protection for a budget trip, choosing the right plan is essential for peace of mind.
1Cover has two travel insurance options to pick from that cater to every traveller and every budget.
Compare the benefits of our two types of policies below, the Policy Wording is the place to go for full terms and conditions.
| Policy Benefit |
Comprehensive (Single-Trip & Frequent Traveller) |
Medical Only (available for ages 74 and under) |
|---|---|---|
MEDICAL |
||
|
Overseas Emergency Medical Assistance^ |
Unlimited |
Unlimited |
|
Overseas Emergency Medical & Hospital Expenses^* |
Unlimited |
Unlimited |
|
Includes Dental Expenses (per adult)^ |
$1,000 |
$500 |
|
Resumption Of Journey^* |
$3,000 |
x |
|
Hospital Cash Allowance^* |
$5,000 |
x |
|
Repatriation Of Remains |
$15,000 |
x |
|
Permanent Disability^* |
$25,000 |
x |
|
Loss Of Income^* |
$10,400 |
x |
LUGGAGE |
||
|
Credit Card Fraud & Replacement^ |
$5,000 |
x |
|
Includes Travel Documents & Traveller's Cheques^ |
Yes |
x |
|
Theft Of Cash^# |
$250 |
x |
|
Luggage & Personal Effects* |
$15,000 |
x |
|
Luggage & Personal Effects Delay Expenses^ |
$250 |
x |
CANCELLATION |
||
|
Additional Accommodation & Travel Expenses* |
$50,000 |
x |
|
Includes Family Emergency* |
Yes |
x |
|
Includes Emergency Companion Cover* |
Yes |
x |
|
Cancellation Fees & Lost Deposits* |
Unlimited |
x |
|
Disruption Of Journey* |
$2,000 |
x |
|
Alternative Transport Expenses^ |
$5,000 |
x |
ANCILLARY |
||
|
Personal Liability# |
$5 million |
$5 million |
|
Domestic Pets^* |
$500 |
x |
|
Domestic Services^* |
$500 |
x |
|
Rental Vehicle Insurance Excess#* |
$5,000 |
x |
24/7 emergency medical assistance to assist you in stressful circumstances.
Since 2003, we've provided travel insurance to more than 2 million happy customers.
We recently won Mozo's 2023 Experts Choice Award for Exceptional Value Comprehensive Travel Insurance.
Whether you're buying a policy or making a claim, you can be sure one of our caring, knowledgeable customer service legends will be able to help you out.
Our emergency assistance team are available to help you 24 hours a day, 365 days a year, no matter where you are in world.
We have a robust medical screening process to cover many medical conditions. We automatically cover 35 conditions for free.
We’re proud to be recognised and awarded for our quality products and services that we provide to our customers.
If you have any other questions or queries, please visit our Contact Us page. If you are experiencing an emergency, please use the details on our Emergency Assistance page.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
AU
NZ 