Win $10k holiday! T&Cs apply
Win $10k holiday! T&Cs apply
When it comes to globetrotting adventures, One thing you absolutely can't skimp on is travel insurance. International travel is all about exploring new destinations, exotic cuisines and making unforgettable memories. But, let's face it, unexpected stuff can happen. From flight cancellations and lost luggage to sudden illnesses or accidents, that's where travel insurance steps in. Safeguard your trip with International travel insurance with 1Cover. It's the One thing you need when One thing goes wrong.
We offer unlimited medical cover for all travellers with no age limits on single trip policies. See the PDS for details.
We have easy online medical assessment that allows you to apply to cover your pre-existing medical conditions.
Plans change before you travel. That's why we let you choose how much cover you need for cancellation fees and lost deposits.
We specialise exclusively in travel insurance - it's all we do, and it's why we are experts
We offer travel insurance to all countries as long as there is no a government 'do not travel' warning or countries that have sanctions.
Yes our Already Overseas policy covers travellers who forgot to buy cover before they departed Australia. There is no cover provided for the first 72 hours from the start date of your certificate of insurance. Read the PDS for full terms.
In most cases you are able to extend the dates of your trip if your original policy has not already expired. You can change the end date in our policy manager or contact the customer service team to help you.
A pre-existing medical condition is a condition you have at the time of buying your policy. You must declare any existing conditions when purchasing cover or it could affect a claim later. See our pre-existing medical conditions page for more information.
If you need to claim, you can do this while you are already overseas or wait until you are home, depending on the circumstances. You can make a claim here.
1Cover offers overseas medical coverage if you test positive for Coronavirus (COVID-19) and require medical treatment while overseas. We cover any cancellation costs or additional costs incurred because of Coronavirus. Read more in our Covid help centre.
We cover travellers of all ages on our single trip policies. Our frequent traveller policies can be purchased by those 69 and under.
Yes, where ever you are in the world, our emergency assistance team is available to help you 24 hours a day, 365 days a year. Click for our emergency contact details.
The main difference is that Domestic travel insurance does not cover medical benefits, unlike international travel insurance due to the governments healthcare system. If you are travelling domestically on a cruise you will be required to purchase cruise insurance as Medicare does not cover you, even if you are within Australian waters.
The cost of travel insurance is really all to do with risk. The price is determined on where you travel, how long you go for and your age. Travel Insurance is a small price to pay if you consider the cost of medical treatment overseas. You can save by purchasing annual cover, comparing your options, taking shorter trips. But really if you can't afford travel insurance, you can't afford to travel.
1Cover offers a Comprehensive and Medical Only cover for Australians traveling overseas. Compare the benefits below, or see the full details in the Policy Wording. Refer to the PDS for full details or get a quote now.
| Policy Benefit | Comprehensive (Single-trip & Freqeuent Traveller | Medical Only (available for agest 69 & under | |
|---|---|---|---|
Emergency | |||
| 24/7 Emergency Assistance Service | included | included | |
Medical | |||
| Overseas Emergency Medical & Hospital Expenses | SO | unlimited | unlimited |
| Dental Expenses | O | $1,000 | $1,000 |
| Hospital Cash Allowance | SO | $5,000 | - |
| Repatriation Of Remains | O | $25,000 | $25,000 |
| Permanent Disability | O | $25,000 | - |
| Loss of Income | SO | $10,400 | - |
Luggage & Personal Items | |||
| Travel Documents & Transaction Cards | O | $5,000 | - |
| Theft of Cash | PO | $250 | - |
| Luggage & Personal Effects | AS | $15,000 | - |
| Luggage & Personal Effects Delay Expenses | ASO | $1,000 | - |
Cancellation & Delay | |||
| Pre-Departure Cancellation Fees & Lost Deposits | PS | chosen limit | - |
| Pre-Departure Amendments to Journey | A | $2,000 | - |
On-trip Disruption | |||
| On-trip Cancellation Fees & Lost Deposits | PS | chosen limit | - |
| Additional Accommodation & Travel Expenses — Family Emergency — Emergency Companion Cover | AS | $50,000 | - |
| Travel Delay Expenses | S | $2,000 | - |
| Special Event Transport Expenses | O | $2,000 | - |
Other | |||
| Personal Liability | P | $5 million | $5 million |
| Domestic Pets | S | $500 | - |
| Domestic Services | SO | $500 | - |
Benefits shown are a summary of cover only. Sub-limits may apply. Please read the Product Disclosure Statement (PDS) for full terms, conditions, limits, excess payable and exclusions; and consider the Target Market Determination to determine whether our travel insurance is right for you. A Limits are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller. S Sub-limits apply. P Limits are per policy regardless of the number of persons the claim relates to. O There is no cover while travelling in Australia. |
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So Get 1Cover Travel Insurance, It's The One Thing You Need... When One thing Goes Wrong.
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We make it easy to declare your pre-existing medical conditions and apply for cover with a simple online assessment.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
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